Insurance Requirements

Insurance protects you, your aircraft, and the facility that houses it. Most operators on Hangar Direct require proof of coverage before a lease becomes active. This article covers what to expect and how submitting your certificate works.

Why operators require insurance

Hangars concentrate expensive aircraft in shared space. Aircraft insurance covers damage to your own aircraft; liability coverage protects you and the facility if your aircraft or activities cause damage or injury to others. Operators require proof of coverage to protect every tenant on the field, including you.

Requirements are set by each facility

There is no single Hangar Direct insurance standard. Each operator configures their own document requirements, including which certificate details they check (such as policy number, carrier, per-occurrence and aggregate liability limits, and expiry date) and the minimum values they accept. What your facility requires appears in your portal, stated in the operator's own words.

How to submit your certificate

Open your facility from the dashboard sidebar and go to the Compliance tab. Click the document row to open its page, then click "Choose file" to drag and drop or select your file (PDF, JPG, PNG, or WEBP, max 10MB), and click Save. Some requirements are documents the operator provides instead: those show "Review & Accept" or "Sign Document" actions.

• Go to your dashboard

How your document is checked

When you upload a certificate, its values are read off the document automatically and checked against the facility's requirements. If something falls short, you see the operator's exact requirement sentence (for example, "Requires $2,000,000" when your document shows $1,500,000) with a "Fix this" action per gap. Fix it by uploading a corrected certificate; the operator sees the same gap sentence you do.

Keeping coverage current

Expiring documents get advance warnings in your portal, and on your dashboard's "Action needed" card, before they lapse. The operator sees the same warnings. When you renew your policy, upload the new certificate the same way. Letting insurance lapse can leave you out of compliance with your lease, so treat renewal like any other due date.

If you have questions about what your facility requires, message the operator directly from your facility page.

• Open Messages